Kenya's #1 Tech Credit

WELCOME TO PHONEPLACE CREDIT

Tech ownership reimagined.

Upgrade to the latest devices today. 40% deposit and flexible repayment plans or Save for Device.

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Device New

iPhone 15 Pro Max

Ksh 6,400/mo

Buy Now
Pay Later

Own the latest tech today. Simple 40% deposit and 6 months to clear.

Start Now

Instant Loans

Emergency credit sent to M-Pesa in under 10 minutes.

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General Savings

High-yield mobile savings for your next move.

Start Saving

Save for Device (6 Months)

Plan for your dream phone and reach goals faster.

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Buy Now, Pay Later (BNPL)

Get the device you want immediately without paying the full price upfront. Pay a standard 40% deposit and walk away with your device. The remaining balance is spread across flexible monthly installments of up to 6 months.

  • Instant device collection
  • Flexible 1-6 months repayment
  • Transparent processing fees

4+

Applications

Save for Device

Not ready to commit to a loan? Securely save towards your dream device at your own pace. Lock your funds safely and earn loyalty discounts upon reaching your goal. Withdraw or upgrade whenever you`re ready.

  • 0% interest charges
  • Exclusive completion discounts
  • Secure mobile wallet integration

3+

Active Savers

Simple Workflows

Clear steps to your new device

Financing (BNPL)

1

Apply Online

Submit ID and M-Pesa details instantly.

2

Pay 40%

Secure the device with your initial deposit.

3

Collect

Pick up and pay balance over 6 months.

Save for Device

1

Set Your Goal

Target a flexible 6-month savings plan.

2

Save Securely

Funds locked safely in your mobile wallet.

3

Unlock Discounts

Complete goal & get exclusive loyalty perks.

Plan Repayment

Ksh 205,000
6 Months

Deposit (40%)

Ksh 82,000

Monthly Payment

Ksh 36,900

Apply Now

Tech Insights

Financing

5 Tips for managing device installments.

Read More

Hardware

iPhone 15 vs 16: Is it worth it?

Read More

Finance

Why savings beat traditional loans.

Read More

Trusted by Thousands

Real stories from our community

"Getting an iPhone 15 was so seamless. The 40% deposit plan really helped me manage my cash flow while staying upgraded."

JM

John Mutua

Nairobi, Kenya

"The target savings feature is a game changer. I saved for my MacBook over 5 months and got a great loyalty discount at the end!"

SO

Sarah Otieno

Kisumu, Kenya

"Needed an emergency loan for repairs and the funds were in my M-Pesa in minutes. Reliable and transparent service."

PK

Peter Kimani

Mombasa, Kenya

Common Queries

What is the deposit required?

We require a minimum 40% deposit of the total device value to secure your financing plan.

How long are the terms?

You can choose to pay the remaining balance over a flexible period of 2 to 6 months.