Email +254 700 123 456
Secure accounts
40% deposit BNPL
General · MSME · Corporate
Paybill / Till / Bank
Kenya's Premium Tech Credit

Tech ownership
reimagined for individuals & business.

Register as General, MSME, or Corporate. Apply for BNPL, Save-to-Own, micro-loans, or 0% supply credit from one portal.

Create free account Try calculator
Device Premium

iPhone 15 Pro Max

Ksh 18,000/mo

What we offer

Finance built for modern Kenya

BNPL, Corporate/MSME 0% supply credit, Save-to-Own, and savings — for individuals and businesses.

Buy Now
Pay Later

Own the latest tech today. Simple 40% deposit and flexible installments.

Register to apply

Corporate / MSME Credit

Businesses can self-register as Corporate or MSME. Supply credit at 0% interest for the agreed period. Late fee: 10% per month. Commitment Letter with staff digital signature.

Register as Corporate / MSME

Wallet & payments

Pay offline via M-Pesa Paybill/Till or bank deposit, then submit your transaction reference in the portal. Staff confirm payments before wallet credit.

How payments work

Save for Device

Reach your 40% deposit target step-by-step, then convert to BNPL when ready.

Create account

Buy Now, Pay Later

Get the device you want immediately. Deposit a standard 40% upfront and collect the hardware. The remaining 60% principal balance is split across installments of up to 6 months with transparent tenure multipliers.

  • Device after deposit & approval
  • Flexible monthly, weekly, or daily plans
  • Transparent pricing

Save for Device

Save towards your dream phone at your own pace. Pivot savings to BNPL once the deposit target is reached. Fund your wallet via Paybill/Till or bank transfer and submit the payment reference for staff confirmation.

  • 0% interest on save-to-own goals
  • Seamless conversion to BNPL financing
  • Manual Paybill / Till / bank deposits

Simple Workflows

From registration to repayment

Open an account

1

Register online

Choose General, MSME, or Corporate and complete the form.

2

Account activation

We review new registrations and notify you when you’re ready to go.

3

Sign in & apply

Complete KYC, then apply for BNPL, loans, trade credit, or Save-to-Own.

BNPL Financing

1

Submit application

Pick your device or product and choose a repayment plan.

2

Pay 40% deposit

Pay via Paybill/Till or bank, then enter your transaction reference.

3

Collect & repay

Clear the balance over flexible installments after approval.

How to pay

1

Pay offline

Send money to our M-Pesa Paybill/Till or bank account (details in your portal).

2

Submit reference

Enter the M-Pesa receipt or bank reference in Load Wallet / payment forms.

3

Staff confirms

Our team verifies your name and reference, then credits your wallet or loan.

Good to know

FAQs & compliance

Who can register?

Individuals (General), MSMEs, and Corporate clients can create accounts online. Businesses provide company name and optional KRA PIN / certificate details.

How soon can I use my account?

New registrations are reviewed shortly. You’ll be notified once your account is ready to use.

How do I pay?

Pay via M-Pesa Paybill/Till or bank deposit, then enter the transaction reference in your portal so the payment can be confirmed.

Where do I find payment details?

After you sign in, open Load Wallet or any payment form — Paybill/Till and bank instructions appear there.

Can businesses open accounts themselves?

Yes. Select MSME or Corporate on the registration form and fill in your business details.

What products can I apply for?

BNPL device financing, Save-to-Own, micro-loans, and Corporate/MSME supply credit, depending on your account type and eligibility.

Repayment Planner

Ksh 180,000
3 Months
1 Month 3 Months 6 Months 12 Months

Required Deposit (40% Setup)

Ksh 72,000

Monthly Installment

Ksh 32,400

Apply Now

Trusted by Thousands

Real stories from our community

"Upgrading my phone was incredibly fast. I deposited the 40% value and cleared the balance in installments over 3 months."

MK

Moses Kamau

Nairobi

"The Save-to-Own plan is amazing! Secured my phone with zero administrative fees and set goals at my own pace."

AO

Alice Otieno

Mombasa

"Excellent customer support. I opened a ticket for my payment delay and had a chat directly with their cashier."

WN

Wycliffe Njoroge

Kisumu

Ready when you are

Open your Phoneplace Credit account

Register as General, MSME, or Corporate, then apply for BNPL, loans, trade credit, or Save-to-Own from your customer portal.

Register now I already have an account